The emergence of digital wallet service will be the most significant development in financial industry during this decade. As digital payment technology gearing business world towards a cashless society and economy, enabling the next generation mobile consumers. Along with the raise of online commerce and cashless economy worldwide, digital wallet services will be increase new shopping experiences for consumer and create an unprecedented opportunity for your company.
iSentric innovative digital wallet solution garnered much attention in market and mainly acquire by financial institutions. We deliver the best platform for digital and mobile wallet solutions with comprehensive cross-platform, enabled payments functionality, contain global and compliance standards security for personal data, integrate with latest mobile technology, and stable real-time transaction. Additionally, we also provide features like real-time notifications, analytics, social or enterprise integration, and more.
iSentric Mobile backend as a service (MBaaS) is a model that enable enterprise quickly integrate mobile apps data and function in security-rich, backend, cloud storage. It is a great platform that designed for building and enhancing multiplatform, enterprise-grade apps that can be native or hybrid – for Android, iOS, and Windows. iSentric MBaaS service also provide full data synchronization, user management, push notifications, integration with social network services and file-handling.
Enterprise can leverage MBaaS to incorporate specific capabilities to deliver richer user experience such as location services and content-management with the ability to run business logic and collect real-time performance and usage analytics. The analytics information can help enterprise discover groundbreaking insights from user experiences and learn customer behavior using the apps, ensure enterprise fixing the right problems, optimizing the right actions and keep enterprise apps in a security-rich environment.
The process to create often-used services like push notifications, data storage, security, and integration with back-end and cloud services can be time- and cost-consuming. Also, having APIs that must be individually incorporated into an app is lack of scalability in future. Our MBaaS platform can help to solve the problem above by providing a bridge between frontend application and backend resources, via a unified API and SDK. Development resources and expenses are saved by minimizing the time invested in building infrastructural elements, and then the scaling is handled for enterprise specification. Beside, secure APIs for native iOS, native Android, hybrid apps, web apps and node.js client for custom backend services can easily create and implement.
Additional detail about some iSentric MBaaS services:
Kuwait Finance House (Malaysia) Berhad (KFH Malaysia) is a wholly-owned subsidiary of Kuwait Finance House (KFH), also the first foreign Islamic bank that was granted a license under the Islamic Banking Act (Malaysia) 1983 on 8 May 2005. KFH Malaysia provide innovative Shariah-based financial solutions and services under Corporate and Investment, Commercial, and Retail and Consumer Banking as well as Treasury and International Business to customer.
iSentric assist Kuwait Finance House to build a KFH National Biller Payment System (NBPS) that introduced by MyClear, a wholly-owned subsidiary of Bank Negara Malaysia. Now, user able to pay their bills via several KFH channels like KFH Online, KFH Online Mobile Apps, ATM or KFH Branches.
iSentric also collaborate with MyClear to help Kuwait Finance House to implement FPX solution, a convenient and secure online payment solution that allows real-time debiting of customer's internet banking account of multiple banks. It also allows immediate and direct crediting into merchant's account by banks.
Sports Toto Malaysia Sdn Bhd was first incorporated by the Government of Malaysia in 1969. Then, on 1 August 1985, a significant milestone was made in the gaming industry when the company was privatized. Today, Sports Toto is a wholly-owned subsidiary of Berjaya Sports Toto Berhad, which is listed on the main market of Bursa Malaysia. Now, Sports Toto is the largest number forecast operator in Malaysia both in terms of number of outlets and product offerings
iSentric implemented a mobility solution that build on Enterprise MBaaS platform to help Sport Toto more responsive to business needs. iSentric also develop robust cross platform Sport Toto mobile app that build on modern mobile app UI design, scalable framework and secure cloud solution. The app allow user to check real-time game results, estimated jackpots, promotion, announcement, and other useful features. Sport Toto mobile apps are available in iOS and Android. Now, it has over 200 thousand downloads from Google Play Store and Apple App store.
Cambodian Public Bank Plc established at year 1992, operates as a subsidiary of Public Bank Berhad. Cambodian Public Bank Plc provides commercial banking services. The company offers trade and credit financing, foreign exchange, Internet banking, electronic credit payment, and fund transfer services. Additionally, its products include saving and current accounts and credit and debit cards.
iSentric has collaborate with Public Bank and Cambodian Public Bank Plc to deliver a mobile banking app follow bank's current requirements and easily support future mobile needs, fully developed and managed using IBM Platforms.
CPB engage is a public bank's high security mobile banking app that ease and secure to perform online banking activity on iOS and Android platform. User can easily manage online bank account, fund transactions, payments, cheque management, real time forex and gold prices rate, home loan and hire-purchase calculator, and search Cambodian Public Bank branch information – anytime, anywhere.