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Repayments & Collections

Smarter recovery. Seamless collections. Zero customer friction.

Make every ringgit count. Our platform automates repayment flows, optimizes collections, and boosts recovery rates—without damaging customer relationships. Whether conventional or Shariah-compliant, we’ve got you covered.

Collect faster. Retain trust. Scale sustainably.

Why You’ll Want This in Your Stack

Automated Repayment Flows

Shariah-Compliant Options Built In

Dynamic Risk Recovery Paths

End-to-End Visibility

How It Works

1. Configure Repayment Terms

Choose frequency, tenor, due dates, and whether to use auto-debit, manual, or in-app options.

2. Automate Communication

Set up multi-channel nudges before, during, and after due dates—with tone customization by risk level.

3. Track & Optimize

Use analytics to understand drop-off points, repayment rates, and collection efficiency.

4. Escalate When Needed

Soft collections, hard follow-ups, or third-party integrations all triggered by logic, not emotion.

Collect smarter. Engage ethically. Recover more.